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Florida Insurance History
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120 Years of Hurricanes: How They Have Shaped Florida

The Early 20th Century: The First Recorded Hurricanes The early 20th century stands as a pivotal era in the historical chronicles of Florida hurricane history. During this period, several major hurricanes left an indelible mark on the state, setting the stage for future preparedness and infrastructural evolution. One of the

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price of floridas home insurance market decreasing
Insurance Basics
Grant

Signs of hope in Florida’s Home Insurance Market

Key Takeaways Overview of Florida’s Home Insurance Market Challenges Faced Role of Citizens Property Insurance Corp. Impact of Natural Disasters Signs of Improvement in Insurance Rates Mid-Year Rate Reductions Low Catastrophe Activity Impact Potential for Continued Improvements Legislative Changes Supporting the Market Investment by State Lawmakers New Program Implementation Positive

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House Basics
Grant

5 Essential Steps to Protect Your Home from Water Damage

Key Takeaways Protect Your Valuables Store Items Securely Elevate Items Create Inventory Inspect Your Home Regularly Schedule Inspections Professional Inspections Maintain Your Sump Pump Test Monthly Keep Area Clean Refer to Manual Check for Roof Leaks Regular Inspections Use Binoculars Document Maintenance Clear Gutters and Drains Regular Maintenance Downspout Inspection

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Smart Ways to Save on Florida Homeowners Insurance
Saving Money on Insurance
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Smart Ways to Save on Florida Homeowners Insurance

Living in Florida comes with its perks, but Florida homeowners insurance can be a financial drain. With a bit of know-how, homeowners can actually save money. Imagine getting reductions just by having a sturdy roof or installing a security system. Insurance companies often reward these upgrades. The current home insurance

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House Basics
Grant

Hurricane Preparedness Guide: Practical Tips

Hurricanes are no joke; they’re nature’s way of saying, “Brace yourself!” Understanding hurricane safety is key. This hurricane preparedness guide provides practical tips to keep you and your loved ones safe. With hurricane safety checklist items and advice on handling high winds, you’ll be prepared. It’s like having a personal

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Roof Wall Connections- how They Impact Safety and Insurance
Insurance Basics
Grant

Roof Wall Connections: How They Impact Safety and Insurance

When fierce winds howl, roof wall connections become a building’s best friend. They aren’t just pieces of metal; they’re the unsung heroes that help roofs stay put during storms. In hurricane-prone areas like Florida, these connections can be lifesavers. Folks often wonder how these ties, clips, and straps impact insurance.

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House Basics
Grant

Florida’s Hurricane Impact Windows Explained

When Florida’s hurricane season rolls in, homeowners prioritize safety. One way to protect homes is by installing impact windows. These windows are not your average glass panes. They are specially designed to withstand fierce winds and flying debris. Crafted with multiple layers of glass and a polyvinyl butyl laminate, hurricane

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Best Roof Material for Hurricane Protection
Smart Insurance Advice
Grant

Best Roof Material for Hurricane Protection: The Ultimate Guide

Choosing the right roof for hurricanes can make a world of difference during storm season. From metal roofing to sleek design, each choice impacts safety. They need to withstand high winds and resist impact from flying debris. In hurricane-prone areas, roof design is a game changer. A hip roof stands

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House Basics
Grant

Florida’s Roofing Types: An Overview

Florida’s climate is a wild ride for roofs. With relentless heat and storms, choosing the right roof type is crucial. In this state, understanding Florida roofs is a must. From the popular asphalt shingles to the long-lasting metal roofs, each option has its pros and cons. Roofing materials must handle

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Florida Roof Certification Inspection report
Insurance Basics
Grant

Do I Need a Florida Roof Certification Inspection Report?

In Florida, the need for a roof certification inspection is as common as sunshine. Homeowners often wonder if they need a certification inspection report. The answer? It depends. Florida insurance companies typically request a roofing inspection certification when a roof nears the end of its lifespan. This helps them assess

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